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“With the advent of the Internet getting the best rates on financial services and products is easy. Here we show you how.” Taylor Arnold

How To Get Cheap Car

Insurance

Car insurance is an unavoidable expense. There are many companies that claim to offer insurance at a low rate, but are those bargain basement companies the best way to go? There are a variety of options out there, so let's take a look at the best ways to ensure the cheapest car insurance possible, while still maintaining a high level of quality. Buy the car that is right for you The newer and more expensive your vehicle is, the harder it will be to find cheap car insurance quotes. If you know that you can't afford to buy a hefty car insurance premium on a regular basis, then do not purchase a brand new, costly automobile. Research pay as you drive plans Several car insurance companies provide the cheapest car insurance to those who don't drive as often. If you know that you do not put heavy mileage on your vehicle each year, ask around about your pay as you drive options. Pay the highest deductible you can By paying a heftier deductible, you limit the amount of money you would spend if you should have an accident. Your monthly premium will be far lower. Those who pay a lower deductible have a smaller fee up front, but spend more out of pocket in an accident situation. Keep a good credit score A low credit score usually results in a much higher insurance premium. So, pay those bills on time, don't get yourself into credit card debit and make sure your score is where it's supposed to be before attempting to insure your vehicle. Compare prices Don't go with the first company you find. Shop around and compare prices from four or five different insurance providers. Don't sacrifice important needs to save money, be sure that you are not trading quality for price. Find out your discount options Auto insurance companies give out several different discounts that they may not publicize, so don't be afraid to ask. Getting the cheapest car insurance could be as simple as asking whether there is safe driver discount, or a lowered price for retired citizens. Cars equipped with safety devices can typically be insured for less, as well as students who achieve high marks and drivers who do not have long commutes. You could also lower your car insurance rates by taking defensive driving classes. Review your policy annually Life happens fast and situations can change quickly. Sit down with your policy each year and go over it so that you're certain all of your expenses are necessary. Moving or changing jobs can lead to you qualifying for cheaper car insurance. You may also be eligible for other promotional discounts. Opting out of certain coverage aspects can save you money in the long haul. Taylor Arnold, CEO

News Brief

Confused about whether or not to buy extra insurance when standing at the rental car counter? Join the club. Often times, people end up buying supplemental insurance protection that they really don't need, said Odysseas Papadimitriou, CEO of credit card comparison site, CardHub.com. That can add anywhere from $15 to $30 a day to the cost of a rental. "The majority of consumers are covered by their own auto insurance, but they may not know it," he said. "They may be spending extra money when they don't have to." CNN.com
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Copyright 2013 Web Biz   Privacy Policy  Terms Of Use
Vehicle Mechanic

How To Get Cheap

Car Insurance

Car insurance is an unavoidable expense. There are many companies that claim to offer insurance at a low rate, but are those bargain basement companies the best way to go? There are a variety of options out there, so let's take a look at the best ways to ensure the cheapest car insurance possible, while still maintaining a high level of quality. Buy the car that is right for you The newer and more expensive your vehicle is, the harder it will be to find cheap car insurance quotes. If you know that you can't afford to buy a hefty car insurance premium on a regular basis, then do not purchase a brand new, costly automobile. Research pay as you drive plans Several car insurance companies provide the cheapest car insurance to those who don't drive as often. If you know that you do not put heavy mileage on your vehicle each year, ask around about your pay as you drive options. Pay the highest deductible you can By paying a heftier deductible, you limit the amount of money you would spend if you should have an accident. Your monthly premium will be far lower. Those who pay a lower deductible have a smaller fee up front, but spend more out of pocket in an accident situation. Keep a good credit score A low credit score usually results in a much higher insurance premium. So, pay those bills on time, don't get yourself into credit card debit and make sure your score is where it's supposed to be before attempting to insure your vehicle. Compare prices Don't go with the first company you find. Shop around and compare prices from four or five different insurance providers. Don't sacrifice important needs to save money, be sure that you are not trading quality for price. Find out your discount options Auto insurance companies give out several different discounts that they may not publicize, so don't be afraid to ask. Getting the cheapest car insurance could be as simple as asking whether there is safe driver discount, or a lowered price for retired citizens. Cars equipped with safety devices can typically be insured for less, as well as students who achieve high marks and drivers who do not have long commutes. You could also lower your car insurance rates by taking defensive driving classes. Review your policy annually Life happens fast and situations can change quickly. Sit down with your policy each year and go over it so that you're certain all of your expenses are necessary. Moving or changing jobs can lead to you qualifying for cheaper car insurance. You may also be eligible for other promotional discounts. Opting out of certain coverage aspects can save you money in the long haul. Taylor Arnold, CEO

News Brief

Confused about whether or not to buy extra insurance when standing at the rental car counter? Join the club. Often times, people end up buying supplemental insurance protection that they really don't need, said Odysseas Papadimitriou, CEO of credit card comparison site, CardHub.com. That can add anywhere from $15 to $30 a day to the cost of a rental. "The majority of consumers are covered by their own auto insurance, but they may not know it," he said. "They may be spending extra money when they don't have to." CNN.com
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